Most families with a special needs child are leaving $50,000–$150,000 in annual benefits unclaimed. Enter your family's details below to see a personalized estimate of what may be available — and what's at stake every month you wait.
Eligibility and estimated monthly value based on your inputs. Actual amounts depend on individual determination by each agency.
Monthly cash support for children with qualifying disabilities — and the key that unlocks Medi-Cal eligibility.
Learn more →Full-scope health coverage at no premium cost. Estimated value reflects specialty care, therapies, and equipment that would otherwise require out-of-pocket spending.
Learn more →Paid caregiver hours based on assessed care needs — parents often qualify as paid IHSS providers for their own child. Value varies by county wage rate and authorized hours.
Learn more →For individuals who require ventilator-dependent or complex medical care. WPCS and IHSS serve similar purposes — a qualifying individual receives one or the other, not both.
Learn more →† IHSS and WPCS are alternative programs. The higher applicable estimate is used in your total below.
Monthly food assistance. SSI households often automatically qualify. Maximum benefit for a family of four is $973/month (2024).
Learn more →Funded services including respite care, behavioral support, day programs, transportation, transition planning, and more. Eligibility is diagnosis-specific for developmental disabilities.
Learn more →Specialty medical care for individuals under 21 with qualifying physical conditions. CCS transitions out at 21 — Medi-Cal specialty care and Regional Center services typically absorb much of this coverage into adulthood.
Learn more →Select a diagnosis above to generate your family's estimate.
See What You Qualify For →Important: These estimates are for illustrative purposes only. Figures represent the approximate monthly value families typically receive or avoid in costs when enrolled in each program — they are not a guarantee of eligibility or benefit amount. Actual eligibility is determined by the Social Security Administration, DHCS, CDSS, DDS, and other state and federal agencies. Many families earning well above median income still qualify due to the nuances of deeming calculations and program-specific income rules. This tool is designed to illustrate the scope of what may be available — not to replace a formal eligibility review.
Estimates are based on 2024–2025 program data, California wage rates, and average benefit levels for each program. Individual values depend on diagnosis, assessed care needs, authorized hours, county of residence, and income.
The financial eligibility threshold for SSI uses a simplified version of SSA's parental deeming formula. Many families above the estimated threshold still qualify — the only way to know for certain is a formal eligibility calculation.
| Program | Monthly Range | Basis |
|---|---|---|
| SSI | $900 – $1,070 | Federal SSI rate + California SSP supplement (2024) |
| Medi-Cal | $500 – $2,500 | Estimated value of avoided premiums and out-of-pocket specialty care costs |
| IHSS | $2,500 – $6,000 | CA minimum wage × authorized care hours (80–347 hrs/month range) |
| WPCS | $2,000 – $4,000 | Authorized hours for high-acuity/ventilator-dependent cases |
| CalFresh | $250 – $973 | USDA SNAP maximum allotments by household size (2024) |
| Regional Center | $1,500 – $3,000 | Estimated value of funded services: respite, day programs, behavioral support |
| CCS | $1,000 – $2,500 | Estimated value of specialty medical care avoided costs for qualifying conditions |
Knowing the opportunity cost is the first step. JDMR Group helps you close the gap — starting with SSI and building from there.